What Happens if An Insurance Claim Goes to Court?

Getting involved in a road accident is one of the most painful experiences in life. Not only does a person go through emotional trauma but financial and legal stresses also come in their way.

If you get lucky enough to survive an accident without injuries, you should consider yourself blessed. However, if you sustain injuries you know the pain and sufferings related to it. But the good thing is that you can get a claim for your medical expenses. However, this depends on the insurance company you are dealing with too.

Why Does an Insurance Claim End up in Court?

While some people get their claims settled without any complexity others might have to struggle a little. Another concern among the people is going to a court for an insurance claim. There is absolutely nothing to worry about when a case goes to court. This is also very rare in a personal injury claims case. Not more than 5% of cases end up in court. Following are the reasons that your case might go to court.

1. If you feel that you are not getting a fair settlement and the insurance company is dealing wrongly. Your case will go to court.

2. If you and the insurance company cannot decide who was at fault in the accident or none of the parties are satisfied with the settlement.

3. If you and the insurance company do not agree on the compensation proposed. The case might go to court.

What Happens in the Court?

Many people get terrified when a case goes into court. However, there is nothing to be terrified of if you are on the right side. The courtroom is just a room with a Judge sitting in front. You have to walk in and explain your case. The judge will listen to your side of the story and the other party’s story too. If there are any witnesses in the case. The judge will call them up and allow them to speak as well.

If some expert advice is required to examine the evidence. The judge will call the experts to take a look at them. The judge can also order an inquiry into the matter if the case is complex.

Later they will examine all the evidence too that is provided along with your story. Based on that they will decide if the injured party should receive the claim or not.

Many people get scared because of the questions the judge or other’s party’s representative may ask them. Tripping up or stumbling over a lawyer’s questions is natural. However, if you are on the right side you need to focus on your side of the story and stick to it. So, there is nothing to worry about in it. The opposite lawyer has to confuse you and test your credibility.

For any such case, you must have a professional legal representative. You can look for a company that deals with road accident management in The UK and be rest assured.


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Written by Molly Bishop

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