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Are you house rich but cash poor? If so and you’re looking to pull equity out of your home you have several options. Two of the most popular options are a home equity loan and a second mortgage home loan. While both of these options will put money in your hand the terms can be very different. When you want to take equity out of your home you need to have a plan in place. What are you going to use the money for? When will you be able to pay it back? Is the best option pulling equity out of your home? Once you have a plan in place you’ll be able to read the fine print, crunch the numbers and know exactly what option is best for you.